We have planned to celebrate christmas with my family. My kids and my wife are so excited. They had already started with the arrangements since a month. All of a sudden I got a call from my mother changed the entire exciting atmosphere. My father was badly injured in a car accident. My mother were in urgent need of money and my paycheck date was after 15 days . I had spend the money which I had for the christmas. No bank was there to provide me any loan due to bad credit. I had to cancel my plan.
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